Code of Conduct for Credit and Debit Card Industry
vCash POS has adopted the enhanced Code of Conduct in accordance with the provisions set out by the Government of Canada.
Please visit the Financial Consumer Agency of Canada’s website for more information on merchant rights under the Code of Conduct for the Credit and Debit Card Industry in Canada:
Code of Conduct Complaints Resolution
If you have a complaint pertaining to the Code of Conduct for the Credit and Debit Card Industry, you can file a complaint through a variety of channels:
- Online: >> Contact Us and File a Complaint
- Telephone: calling our toll free number 877-513-7505
- Email: info@vcashpos.com
- Mail: vCash POS, 202-7800 Woodbine Ave., Markham ON L3R 2N7
Following receipt of your complaint we will:
- Acknowledge receipt of your complaint within five (5) business days.
- Provide our final decision in writing within ninety (90) days of receiving your complaint, along with:
- A summary of the complaint;
- The final result of the investigation;
- Explanation of the final decision; and
- Information on how to further escalate your complaint in the event of an unsatisfactory outcome.
If we cannot provide a response to you within 90 days, you will be informed of the delay, along with a reason for the delay, and the expected response time.
To assist us in reviewing your complaint, please provide the following, where applicable:
- a summary of your concerns,
- details, such as the name of the person you were dealing with, the date the concern occurred, date spoken to PCNO, acquirer or representative,
- copies of any supporting documentation (i.e. agreements, statements, correspondence from acquirer or PCNO).
Nothing restricts you from directly filing a complaint with the Financial Consumer Agency of Canada (FCAC) to investigate non-compliance with the Code. FCAC can be reached via:
- Phone:1-866-461-3222
- Email:info@fcac-acfc.gc.ca
- Mail: Financial Consumer Agency of Canada, 6th Floor, Enterprise Building, 427 Laurier Ave. West, Ottawa, ON K1R 1B9
FCAC is not a dispute-resolution agency for consumers in their individual dealings with payment card network operators or acquirers.
Please note that the information being submitted may be shared with your PCNO, acquirer, processor or financial institution in order to assist us in answering your concerns.